My Bag
You have no items in your shopping bag.
Published April 24, 2014
A professional jewelry appraisal is the first step to protecting your most valuable and emotionally treasured ornaments. Moreover, it’s always wise to know the market value of your estate or antique jewelry pieces. The following are categories of jewelry important to be appraised for insurance purposes and ultimately for ensuring your piece of mind.
Engagement Rings
Engagement rings are prime candidates for jewelry appraisal and insurance because they embody inmost cases an exceptionally treasured piece of jewelry. It is not uncommon for certain persons to spend the equivalent of their monthly earnings on engagement rings. Likewise, because of the sacred bond and life-changing event they symbolize, it’s frequently a person’s most cherished piece of jewelry.
Family Heirlooms
Jewelry passed on from generation to generation is always worth jewelry appraisal and insurance. Family Heirlooms may or may not be highly priced, but may possess invaluable emotional importance.. and the loss or damage thereof can adversely affect the entire family. Last but not least, family heirloom can often be difficult or impossible to replace.
Large and Valuable Antique or Vintage Collections
Jewelry collections accumulate through effort and investment in the course of time, and are therefore worthy of proper appraisal and insurance. It should be borne in mind that sizable collections of jewelry may exceed the limits stipulated in your current insurance policies.
Rare Jewelry
Just as high prices may be attributable to rarity, the limited supply or difficult procurement of certain jewelry items can also generate high prices, irrespective of the quality of the jewel. which may simply be an inexpensive item purchased on a special occasion in the owner’s lifetime or by a cherished loved one. Such rare and/or meaningful pieces of jewelry are definitely appropriate for jewelry appraisal and insurance.
To reiterate, the main criteria justifying professional appraisal of jewelry and insurance are high price, emotional value, rarity, and the difficulty associated with replacement.. If any of your pieces corresponds to these criteria, then a professional and accurate jewelry appraisal is required to have an insurance policy.
Edited. VB