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Luxuriate Now, Pay Later.

Find your treasured gem

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Pay for it over time with our Compliments

Inquire with one of our Guest Specialists on Dover’s Interest-Free Layaway Programs

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Layaway Policy

For your convenience Dover Jewelry & Diamonds offers both a traditional two-month layaway program at no additional charge and Affirm: Buy Now, Pay Later without the Fees credit program. The layaway program requests 30% down payment within five days of placing your order, with the remaining balance payable in two installments within 60 days. Should you need an extended plan, we would be happy to consider your requirements. Please contact one of our Gem Specialists in advance for an extension arrangement.

Dover Jewelry reserves the right to release the item after 60 days should the payment not be received in full, at which point all payments made for the item will be converted into store credit. Such credit may be applied exclusively towards the purchase of other items from this website, unless prior arrangements have been made with Dover Jewelry in writing

Please note that the guidelines, policies and other terms and conditions of use and sale at our company may vary. We invite you to discuss all Payment Programs with one of our Gem Team Specialists.

Layaway Cancellation: Unhonored, incomplete or cancelled layaway agreements, will incur a merchant credit card processing fee of 5% to be deducted from the refund amount.

Please Note: All carat weights and stone measurements reflected in our Jewelry descriptions, represent approximate figures. Mounted stones are graded only to the extent rendered possible by the mounting. Certain gemstones are treated to enhance their color and overall beauty. Such treatments may not always be permanent and/or may require special care.


Affirm allows you to pay overtime at your own pace without any fees so you can buy the diamonds you love without breaking your budget!  Choose either monthly payments with no hidden fees or a plan with 4 interest-free payments every 2-weeks. The Choice is yours and we invite you to learn more about How To Buy With Affirm.

Please contact our Gem Specialists today to discuss your specific requirements.