Jewelry Appraisal

 A professional jewelry appraisal is the first step to protecting your most  valuable and emotionally treasured ornaments. Moreover, it’s always wise to know the market value of your estate or antique jewelry pieces. The following are categories of jewelry important to be appraised for insurance purposes and ultimately for ensuring your piece of mind.

Engagement Rings

Engagement rings are prime candidates for jewelry appraisal and insurance because they  embody inmost cases an  exceptionally  treasured piece of jewelry. It is not uncommon for certain persons  to spend the equivalent of their monthly earnings  on engagement rings. Likewise, because of the sacred bond and life-changing event they symbolize, it’s frequently a person’s most cherished piece of jewelry.

Family Heirlooms

Jewelry passed on from generation to generation is always worth  jewelry appraisal and insurance. Family Heirlooms may or may not be highly priced, but may possess invaluable  emotional importance.. and the loss or damage thereof  can adversely affect  the entire family. Last but not least, family  heirloom can  often be difficult or impossible to replace.

Large and Valuable Antique or Vintage Collections

Jewelry collections accumulate through effort and investment  in the course of time, and are therefore  worthy of  proper appraisal and insurance.  It should be borne in mind  that  sizable collections of jewelry may exceed the limits stipulated in  your current insurance policies.

Rare Jewelry

Just as high prices may be attributable to  rarity, the limited supply or difficult procurement of certain jewelry items can also generate high prices, irrespective of the quality of the jewel. which may simply be an inexpensive item purchased on a special occasion  in the owner’s lifetime or by a cherished loved one. Such rare and/or meaningful pieces of jewelry are definitely appropriate  for jewelry appraisal and insurance.

To reiterate, the main criteria justifying professional appraisal of jewelry and insurance  are high price, emotional value, rarity, and the difficulty associated with replacement.. If any of your pieces corresponds to these criteria, then a professional and accurate jewelry appraisal is   required to have an insurance policy.

Edited. VB